AnnuitiesAn annuity is an investment contract between you, the insured, and a life insurance company. Annuities can be very useful tools in retirement planning. You can save on a tax deferred basis. Unlike a 401k or IRA, there are no limits to the amount you can put into an annuity (unless you are participating in a 403B). Annuities can provide benefits to your heirs in that they include an insurance component. If you die before you start to collect on an annuity, it pays your heirs the amount you invested plus interest or the accumulated market value of your account (whichever is greater).Home | Company Information | Investment Products | Financial Services | Meet Our Staff | Contact | Directions/Map | Links | Site Map | |